{"product_id":"life-and-health-insurance-license-exam-study-guide-2026-2027-insurance-producer-exam-prep-practice-tests","title":"Life and Health Insurance License Exam Study Guide 2026–2027 | Insurance Producer Exam Prep + Practice Tests","description":"\u003cp\u003eA complete study guide for the state Life and Health (Life, Accident and Health) insurance producer license exam, organized around the general content outline used by the major state testing vendors.\u003c\/p\u003e\u003ch3\u003eWhat's Inside:\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eContent review in 10 sections and 111 topics: General Insurance Concepts and Regulation, Types of Life Policies, Life Riders, Provisions, Options, and Exclusions, the Application, Underwriting, and Delivery, Taxes and Retirement, Types of Health Policies, Health Provisions, Clauses, and Riders, Social Insurance, Other Health Insurance Concepts, and Field Underwriting Procedures\u003c\/li\u003e\n\u003cli\u003eQuick-reference tables for policy types, riders, nonforfeiture and settlement options, uniform health provisions, renewability, Medicare Parts A to D, and the tax treatment of life and health insurance\u003c\/li\u003e\n\u003cli\u003eDiagrams and process flows for cash value growth, receipts and coverage start dates, claim deadlines, cost sharing, and disability elimination periods\u003c\/li\u003e\n\u003cli\u003eExam Focus review at the end of every section with common traps and self-check questions\u003c\/li\u003e\n\u003cli\u003e2 full-length practice tests with 200 scenario-based questions weighted like the general outline, 4 choices each\u003c\/li\u003e\n\u003cli\u003eDetailed answer explanations for every question\u003c\/li\u003e\n\u003cli\u003eExam overview, study schedules, test-taking strategies, FAQs, and a final review checklist\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eFormat:\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003eDigital PDF, instant download\u003c\/li\u003e\n\u003cli\u003ePrintable US Letter pages (302 pages)\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eThis is an independent study resource and is not affiliated with or endorsed by any state insurance department, Pearson VUE, PSI, or Prometric.\u003c\/p\u003e","brand":"Test Treasure Publication","offers":[{"title":"Default Title","offer_id":67878333612334,"sku":null,"price":18.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0745\/5997\/9822\/files\/Etsy_Cover_1_Hero_769d6d95-d08c-4e90-84e6-123ee5e3ae21.png?v=1793334153","url":"https:\/\/testtreasure.com\/products\/life-and-health-insurance-license-exam-study-guide-2026-2027-insurance-producer-exam-prep-practice-tests","provider":"Test Treasure Publication","version":"1.0","type":"link"}