Life and Health Insurance License Exam Study Guide 2026–2027 | Insurance Producer Exam Prep + Practice Tests

A complete study guide for the state Life and Health (Life, Accident and Health) insurance producer license exam, organized around the general content outline used by the major state testing vendors.

What's Inside:

• Content review in 10 sections and 111 topics: General Insurance Concepts and Regulation, Types of Life Policies, Life Riders, Provisions, Options, and Exclusions, the Application, Underwriting, and Delivery, Taxes and Retirement, Types of Health Policies, Health Provisions, Clauses, and Riders, Social Insurance, Other Health Insurance Concepts, and Field Underwriting Procedures
• Quick-reference tables for policy types, riders, nonforfeiture and settlement options, uniform health provisions, renewability, Medicare Parts A to D, and the tax treatment of life and health insurance
• Diagrams and process flows for cash value growth, receipts and coverage start dates, claim deadlines, cost sharing, and disability elimination periods
• Exam Focus review at the end of every section with common traps and self-check questions
• 2 full-length practice tests with 200 scenario-based questions weighted like the general outline, 4 choices each
• Detailed answer explanations for every question
• Exam overview, study schedules, test-taking strategies, FAQs, and a final review checklist

Format:

• Digital PDF, instant download
• Printable US Letter pages (302 pages)

This is an independent study resource and is not affiliated with or endorsed by any state insurance department, Pearson VUE, PSI, or Prometric.